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How Banked Scores Work

Some students take a high school state (MAAP) assessment before the grade in which it normally counts for accountability. A banked score is that early result, held and applied to the correct future year so it is never lost. This page explains which scores bank, when they count, and how they feed benchmark and midterm calculations.

Related setup

Banking has two halves. This page covers the timing side (which year a banked score counts). The school side - which 10th grade school receives a pre-10th score - is configured under Banked Patterns.

What Is a Banked Score?

A banked score is a high school end-of-course (EOC) MAAP result earned early - before the year the state counts it in accountability. TKG Analytics stores the score in the year it was taken, flags it as banked, and reaches forward to include it in the year it belongs to.

The score itself is never moved or duplicated. It stays on its original test year and quarter; the accountability calculations for the later year pull it in.

Which Scores Bank Forward

TKG Analytics banks a score automatically based on the course and grade - no manual flagging is required:

Score Grade taken Banks forward
Algebra I, Biology I, English II (EOC) 9th 1 year (counts next year)
Algebra I (compacted) 8th 2 years (counts two years out)

The idea: a 9th grader who takes Algebra I is assessed a year early, so their score counts the following year (when a typical student sits that course). A compacted 8th grader is two years early, so their score counts two years out.

All other scores (regular grade 3-8 benchmarks and MAAP, non-compacted 8th grade math, etc.) are not banked - they count in the year and period they were taken.

When a Banked Score Counts

A banked score stays on its original test year and Spring MAAP window, and the later year's accountability reaches back to pull it:

  • A 9th grade banked score from the 2025 school year counts in 2026.
  • A compacted 8th grade banked score from 2025 counts in 2027.

Because the score is stored where it was earned, re-running an import or recalculating a year never moves or loses it - the reach-forward is applied fresh each time.

Which School Gets the Score

Timing decides which year a banked score counts; Banked Patterns decide which school gets it. When a student takes Algebra I, Biology I, or English II before 10th grade, the score is credited to the 10th grade school they will attend, using the feeder-to-banked-school map set during onboarding.

See Setting Banked Patterns for Your District for how that mapping is configured.

How Banked Scores Feed Benchmarks and Midterms

A Spring MAAP score is a prior - a single result that informs more than one calculation:

  • Its own year (tested). The score is the student's official MAAP result for the year it was taken.
  • Later benchmarks and midterms (prior). The same score is carried forward as the prior for the benchmark and midterm periods it precedes - the remaining periods of the current year (for districts on a semester schedule) and the benchmark periods of the banked year.

This is how a banked Algebra I result taken in 9th grade becomes the starting point (prior) for the 10th grade year's growth calculations, without the student having to sit an interim assessment in a subject they have already completed.

Banked Forward and Banked Applied

A banked score belongs to two periods: the one it was sat in, and every later one that counts it. A single list cannot show both, so an assessment definition offers them as two score types.

Score type What it lists
Banked Forward Sat during this assessment's period, and not counting toward it. The ones sat in the Spring MAAP window go on to bank forward into a later year.
Banked Applied Sat in an earlier period, applied into this one. These are what this assessment's year is counting.
MAAP-A Banked Forward / MAAP-A Banked Applied The same split, limited to MAAP-A results.

Take a 9th grader who sits Algebra I in the 2025 school year, banking forward to 2026:

  • On a 2025 assessment, that score is Banked Forward. The student sat it during that year. It is not counting toward 2025's result; it is waiting.
  • On a 2026 assessment, the same score is Banked Applied. It was earned earlier, and 2026 is the year reaching back to count it.

The two point in opposite directions from wherever you are standing. Forward was sat here and is not counting here; Applied arrives into this period from an earlier one. So Forward answers "what did my students bank during this period?" and Applied answers "what is this period counting from earlier years?"

A score is never in both lists for the same assessment. Together they are the whole banked picture for that period.

Not every Forward score forwards

Reaching forward only happens from the Spring MAAP window. A banked score sitting in a benchmark or midterm period is listed under Banked Forward because that is the period it was sat in, but it does not go on to count in a later year. In those years you will see scores under Banked Forward and none under Banked Applied. That is expected, not missing data.

Both lists are informational. Banked scores are held out of impact data by accountability rule, so selecting either one replaces the impact panel with a note saying so.

On the Tracker

On the Score Tracker, every banked row carries a badge next to the student's name that says which way the score points and which spring the student took the test:

  • Banked Forward Spring <year>: the student took this score during the assessment you are viewing.
  • Banked Applied Spring <year>: the student took this score in an earlier spring, and the assessment you are viewing is counting it.

A Banked Forward badge on a benchmark or midterm tracker only says the student took the test there. Only Spring MAAP scores count in a later year.

Take Jordan Ellis, an invented 9th grader who sits Algebra I on the Spring 2026 MAAP:

Tracker you are viewing Jordan's badge Scale Score cell
The 2026 MAAP Assessment Banked Forward Spring 2026 The Algebra I scale score
A 2027 benchmark or midterm Banked Applied Spring 2026 The Algebra I scale score
The 2027 MAAP Assessment Banked Applied Spring 2026 The Algebra I scale score

On a district or school tracker, the 2026 row is listed under the Banked Forward score type, because the MAAP list leaves out banked scores taken during that assessment. The 2027 rows appear under both MAAP and Banked Applied.

The badge always names the spring Jordan took the test, so a compacted 8th grade score counting two years later reads its own, earlier spring. A Banked Applied row keeps its scale score even on a midterm or benchmark tracker whose own rows read n/a. See Columns and the badge list.

Who Gets Credit

A banked score does not count the same way for everyone:

  • Teachers are credited in the current year - they taught the course the student took, so the result counts toward their current-year impact.
  • Schools and districts count the banked score in the banked (future) year, where it lands for accountability.

In other words, banking is a school- and district-level concept: the teacher owns the result the year it was earned, while the school and district recognize it in the year it applies.

Which Banked Score Counts for a Given Calculation

Each calculation reaches back to a specific slot - the prior-year 9th grade Spring MAAP for a one-year bank, or the two-years-prior 8th grade Spring MAAP for a compacted bank. A student has one banked result per subject in that slot, so there is no ambiguity about which score is pulled: the calculation matches on year, grade, and subject and takes the banked result that fits.

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